The rate at which prices have been skyrocketing in Nigeria in the past few months....our source can be none other than God.
God makes provision through man and how man manages the resources God gives to him is very crucial.
The husband has a primary responsibility to provide for the home, so while his income might not change in this period, the wife has to spend with knowledge and understanding.
How can we make these better financial decisions at this time?
- Both husband and wife should be totally transparent about the state of their finances. This way, the wife knows how much she can spend without putting the husband in debt
- Create a budget for shopping and restrain yourself from going overboard by more than a maximum of 5/10%. We know sometimes you'd spend more than you planned but have limits please.
- Look for alternatives to your regular items. E.g, if you usually buy an imported version of a product and the dollar rate is making it very pricey, look for a good Nigerian brand alternative.
- Prioritise your expenditure. E.g, rent, school fees, home feeding are more important than hangouts, parties, phones, 10th pair of shoes, etc.
- Learn to say NO to some expenses or requests. We don't have to buy all Aso-ebi or the latest trend. Make do with what you already have, mix and match to look different.
- Save and invest as often as you can. Particularly when you come across some excess income.
- Again, communicate communicate communicate. Speak with each other about your financial position, and together agree on how to spend the money.
- Learn to be content and think about the future. One of the causes of divorce is financial stress. Learn to manage together when there's little and enjoy together when there's more.
Proverbs 19:14 AMP
"House and wealth are the inheritance from fathers, But a wise, understanding, and sensible wife is [a gift and blessing] from the Lord."
Dear wife, let's be blessings to our husbands, let's be prudent.
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A better society starts with better homes. Let's build great marriages.
Love is always a choice...π€
For relationship counseling, talktoladyt@gmail.com
#love #relationships #dating #marriage #homes

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